insurance lapsed for 60 days after being insured for 6 months. told that it would go from 120 to 160 per month. told that i would be treated as if first time driver due to lapse in converage. Why? Can they do that? Is that legal? Any oversight? What can I do??? I’ve been driving for 20 years; zero accidents, zero tickets.
It is legal. Unfortunately, Insurance companies pretty much have free reign to charge you whatever they want for whatever reason. They now see you as an irresponsible driver, so your premiums are going to be higher.
I would shop around for a better quote if I were you. Just bear in mind that your lapse in insurance coverage is going to haunt you wherever you go. Even if you lie about it, any prospective insurer will find out.
